/* Wave 2 product pages */
.product-hero,.detail-hero{background:linear-gradient(135deg,#f3fbf7,#fff 62%,#fff4e9);padding:3.2rem 0 3.8rem}.product-hero__grid,.detail-hero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center}.product-hero h1,.detail-hero h1{margin:.35rem 0 .5rem;color:var(--brand-primary);font-size:clamp(2rem,4.5vw,3.5rem)}.product-kicker{display:inline-block;color:var(--brand-secondary);font-size:.76rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.product-hero__subtitle{margin:0 0 1rem;font-size:1.3rem;font-weight:700;color:var(--brand-secondary)}.product-hero__lead,.detail-hero p{max-width:58ch;color:var(--text-muted);font-size:1rem;line-height:1.7}.product-hero__actions{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.5rem}.product-hero__visual,.detail-hero__visual{position:relative}.product-hero__visual img,.detail-hero__visual img{display:block;width:100%;height:310px;object-fit:cover;border-radius:22px;box-shadow:var(--shadow-lg)}.product-photo-chip{position:absolute;right:1rem;bottom:1rem;padding:.7rem 1rem;border-radius:12px;background:#fff;color:var(--brand-primary);font-weight:800;box-shadow:var(--shadow)}.product-photo-chip small{display:block;color:var(--text-muted);font-weight:500;font-size:.72rem;margin-top:.15rem}.product-section{padding:4rem 0}.product-section--soft{background:var(--surface)}.product-section__head{max-width:680px;margin-bottom:2rem}.product-section__head h2,.process-grid h2,.rate-note h2{margin:.35rem 0 .5rem;color:var(--brand-primary);font-size:clamp(1.6rem,3vw,2.3rem)}.product-section__head p,.process-grid p,.rate-note p{color:var(--text-muted)}.product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.25rem}.product-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--border-color);border-radius:16px;overflow:hidden;text-decoration:none;color:inherit;box-shadow:var(--shadow);transition:transform .2s,box-shadow .2s}.product-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);color:inherit}.product-card__image{height:150px;background:var(--surface-green);display:grid;place-items:center}.product-card__image img{width:100%;height:100%;object-fit:cover}.product-card__body{display:flex;flex-direction:column;padding:1.2rem;flex:1}.product-card__icon{font-size:1.3rem;margin-bottom:.4rem}.product-card h3{margin:0 0 .45rem;font-size:1.1rem;color:var(--brand-primary)}.product-card p{margin:0 0 1rem;color:var(--text-muted);font-size:.88rem;line-height:1.55;flex:1}.product-card__rate{display:block;padding-top:.7rem;border-top:1px dashed var(--border-color);color:var(--brand-secondary);font-size:1.1rem}.product-card--loan .product-card__rate{color:var(--brand-orange)}.product-card__rate small{font-size:.72rem;color:var(--text-muted);font-weight:500}.product-card__rate--pending{font-size:.82rem;color:var(--text-muted)}.product-card__link{margin-top:.8rem;color:var(--brand-primary);font-size:.82rem;font-weight:800}.process-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:3rem;align-items:start}.process-list{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:0;padding:0;list-style:none}.process-list li{display:flex;gap:.8rem;align-items:center;padding:1rem;background:#fff;border:1px solid var(--border-color);border-radius:12px}.process-list b{color:var(--brand-orange);font-size:1.2rem}.process-list span{font-weight:700;font-size:.9rem}.product-cta{padding:2rem 0;background:linear-gradient(120deg,#31366d,#1d2144);color:#fff}.product-cta .container{display:flex;justify-content:space-between;gap:1rem;align-items:center}.product-cta h2{margin:0 0 .35rem;color:#fff}.product-cta p{margin:0;color:rgba(255,255,255,.75)}.detail-layout{display:grid;grid-template-columns:1.4fr .6fr;gap:3rem;align-items:start}.detail-content h2{margin:0 0 .8rem;padding-top:1.3rem;color:var(--brand-primary)}.detail-content h2:first-child{padding-top:0}.detail-aside{display:grid;gap:1rem;position:sticky;top:1rem}.detail-rate,.detail-contact{padding:1.5rem;background:#fff;border:1px solid var(--border-color);border-radius:16px;box-shadow:var(--shadow)}.detail-rate>span{display:block;color:var(--text-muted);font-size:.78rem;font-weight:700;text-transform:uppercase}.detail-rate>strong{display:block;margin:.25rem 0;color:var(--brand-secondary);font-size:2.5rem}.detail-rate>small{color:var(--text-muted)}.detail-rate dl{display:grid;gap:.55rem;margin:1.2rem 0 0;padding-top:1rem;border-top:1px solid var(--border-color)}.detail-rate dl div{display:flex;justify-content:space-between;gap:1rem;font-size:.82rem}.detail-rate dt{color:var(--text-muted)}.detail-rate dd{margin:0;font-weight:700}.detail-rate__source{font-size:.74rem;color:var(--text-muted)}.detail-contact h2{margin:0 0 .6rem;font-size:1rem}.detail-contact>a:not(.btn){display:block;margin-bottom:1rem;color:var(--brand-primary);font-weight:700}.rate-table-wrap{overflow-x:auto}.rate-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--border-color);border-radius:14px;overflow:hidden}.rate-table th,.rate-table td{padding:1rem;text-align:left;border-bottom:1px solid var(--border-color);font-size:.86rem}.rate-table th{background:var(--brand-primary);color:#fff;font-size:.76rem;text-transform:uppercase}.rate-table td a{color:var(--brand-primary);font-weight:700}.rate-table td strong{color:var(--brand-secondary)}.rate-note{max-width:760px}.empty-state{padding:2rem;background:#fff;border:1px dashed var(--border-color);border-radius:14px;color:var(--text-muted)}
@media(max-width:800px){.product-hero__grid,.detail-hero__grid,.process-grid,.detail-layout{grid-template-columns:1fr;gap:1.5rem}.product-hero__visual img,.detail-hero__visual img{height:240px}.product-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.detail-aside{position:static}.product-cta .container{align-items:flex-start;flex-direction:column}}
@media(max-width:560px){.product-grid{grid-template-columns:1fr}.process-list{grid-template-columns:1fr}.product-hero,.detail-hero{padding:2rem 0 2.5rem}.product-section{padding:2.5rem 0}.product-hero__actions .btn{width:100%;text-align:center}.product-cta .btn{width:100%;text-align:center}}